4 topics to chose from Essay Example | Topics and Well Written Essays - 750 words

4 subjects to looked over - Essay Example He clarifies that in the event that an individual thinks, at that point he/she exists. This he affirmed using the utilization of faculties, he presumes that idea go inseparably with being cognizant. As a show of his standards of thought and uncertainty, he directed an analysis utilizing wax. In his showing, the wax has certain qualities as educated by the mind however the wax loses its attributes once it put before a fire (Descartes 28). The wax however liquefied is as yet something very similar yet the mind through his considerations educates him that the wax attributes are unique. The utilization of this examination intended to expel all questions and vulnerability and therefore to guarantee that considerations are utilized in controlling an individual’s convictions. Descartes was viewed as the dad of current way of thinking since he developed numerous methods of reasoning being used today. Because of his way of thinking of questions, he felt free to develop an arrangement of information. In his arrangement of information, Descartes confessed to ignoring discernment as problematic and just admitting to reasoning as a strategy. Descartes additionally clarified the presence of God through the way that God gave him a working brain and faculties. In his contention, Descartes contends that God gave him a tactile framework that didn't plan to delude him (Descartes 59). Subsequently, the tangible discernments appeared to him were automatic and he utilized his faculties to clarify the outer World. As indicated by Descartes, the outside world was realized by the requirement for material things (Watson 51). Generally, the logical strategy can be considered as a procedure, in which one remedies himself and his past information, through constant assessment of truth, for the last point of discovering answers to questions. This assessment of truth is what is alluded to as uncertainty and wariness by Descartes. Hypothetically, the logical technique for intuition, as rehearsed by renowned masterminds, for example, Galileo and Francis Bacon,

CASE STUDY- DIABETICS Study Example | Topics and Well Written Essays - 1500 words

- DIABETICS - Case Study Example obscured vision, he additionally regularly experiences difficulty doing his day by day exercises like prepping, getting to and from the solace room, perusing, composing, staring at the TV, riding the web, working, and driving. His incessant sentiments of thirst additionally expect him to approach drinking water consistently, which in his work as a craftsman isn't generally conceivable. In addition, his continuous need to pee likewise meddles with his day by day exercises making him every now and again take washroom breaks and to be almost a latrine consistently. His ongoing physical issue has likewise made him limit his social exercises and his investment in the network and other work exercises in light of the fact that the aggravation on his arm is a lot of evident and he feels humiliated by it. An intercession I can apply to this patient to improve and advance his degree of working is to show the patient to deal with his diabetic retinopathy which is causing his visual debilitation. The prescribed administration is diminish the blood glucose levels so as to forestall the movement of the retinopathy (Rodrigues, 2012). Decrease of glucose levels can incorporate eating routine and way of life changes. These progressions must be examined with the customer, for the most part concentrating on the eating routine changes he can make, what his customary suppers can incorporate, what he can eat in the middle of dinners, and the segments he can take for each kind of food (Martinez-Gonzales, et.al., 2008). Ordinary exercise can likewise help. Notwithstanding, practice must be checked by a wellbeing proficient so as to forestall any wounds. So as to advance working for this patient, I would prescribe amplifying focal points so as to permit standard perusing and composing exercises to be completed by the customer (Hume, et.al., 2012). Eye glasses with exceptional focal points which serve to amplify the letters and permit perusing and composing can likewise be fitted to the patient. Amplifying focal points can likewise aid the administration of the sickness permitting the patient to self-oversee

How to Become a Positive Thinker

How to Become a Positive Thinker Happiness Print How to Become a Positive Thinker By Kendra Cherry facebook twitter Kendra Cherry, MS, is an author, educational consultant, and speaker focused on helping students learn about psychology. Learn about our editorial policy Kendra Cherry Medically reviewed by Medically reviewed by Carly Snyder, MD on November 12, 2019 facebook twitter linkedin Carly Snyder, MD is a reproductive and perinatal psychiatrist who combines traditional psychiatry with integrative medicine-based treatments.   Learn about our Medical Review Board Carly Snyder, MD on November 12, 2019 Hero Images / Getty Images More in Self-Improvement Happiness Meditation Stress Management Spirituality Holistic Health Inspiration Brain Health Technology Relationships View All During a busy day, it can become all too easy to focus on the negative. You might feel tired, overworked, and stressed out by all of the conflicting demands on your time. As a result, negative thoughts can creep into your mind. While you know that thinking positively is better for your state of mind, you might be surprised to learn that it can also be good for your health. Research has demonstrated that positive thinking can have a wide variety of benefits, from improving your self-confidence and psychological well-being to actually boost your physical health. So what can you do to eliminate negative thoughts and replace them with a more positive outlook? Even if you are not a natural-born optimist, there are things you can do to develop your positive thinking skills and reap some of the benefits of positive thinking. How Can Positive Thinking Benefit Your Mind and Body? Focus on Your Thoughts In order to be a positive thinker, you need to learn how to really analyze your thoughts. The stream-of-conscious flow of thought can be difficult to focus on, especially if introspection is not your strong suit. When you encounter a challenging situation, try to notice how you think about what is happening. Do you engage in negative self-talk? Do you mentally criticize yourself or others? This negative thinking presents a major obstacle, but identifying such thoughts is the first step in overcoming them. Some of the most common types of negative thinking involve focusing on only the undesirable aspects of a situation. For example, lets imagine that you have just spent a busy day at work. You gave a presentation and completed several tasks ahead of schedule, but you forgot to return an important phone call. Despite the successes of the day, that evening you find yourself ruminating on that one slip-up and worry how it will affect your success at work. Instead of reflecting on the positive and acknowledging the negative, you are ignoring the good and magnifying the bad. Self-blame is another common type of negative thinking. When your department does not reach its sales quota for the month, you blame yourself rather than acknowledging that the slow economy has led to fewer sales overall. This type of negative thinking can be particularly damaging to your psychological well-being. By taking the blame for things that are not your fault or are not in your control, your self-esteem and self-confidence take a serious hit. How to Become a Positive Thinker Changing the negative thought cycle can be a challenge and it is a process that takes time. Positive thinking is not about putting on a pair of rose-colored glasses and ignoring all the negative things you will encounter in life. That approach can be just as devastating as ignoring the positive and only focusing on the negative. Balance, with a healthy dose of realism, is the key. It is important to note that simply repeating empty platitudes  (Im good enough! Im smart enough! People like me!) can sometimes backfire and actually have a negative impact on your self-image. So what can you do when you find yourself overwhelmed with negative thoughts? Start with small steps. After all, you are essentially trying to cultivate a new habit here, and as anyone who has ever tried to change a behavior or keep a resolution can tell you, these things take time. Start by identifying one area of your life that is most affected by negative thinking. Perhaps you tend to think negatively about your personal appearance or your performance in school. By starting with a single and relatively specific area of your life, the changes will be more likely to stick over the long-run. So, lets imagine that you have chosen to focus on your negative thinking with regards to school. The next step is to spend a little bit of time each day evaluating your own thoughts. When you find yourself thinking critical thoughts about yourself, take a moment to pause and reflect. While you might be upset about getting a bad grade on an exam, is berating yourself really the best approach? Is there any way to put a positive spin on the situation? While you might not have done well on this exam, at least you have a better indication of how to structure your study time for the next big test. Watch carefully for negative self-talk. When your inner monologue starts suggesting that you will never get your assignments done on time or that the work is too hard, find a way to take a more positive view of the situation. For example, if you are struggling to finish a research paper on time, look for ways that you can rearrange your schedule to make more time for the project rather than giving in to hopelessness. When a homework assignment seems too difficult to complete, see if taking a different approach to the problem of seeking out assistance from a classmate might help. A Word From Verywell Being a positive thinker is not about ignoring reality in favor of aspirational thoughts. It is more about taking a proactive approach to your life. Instead of feeling hopeless or overwhelmed, positive thinking allows you to tackle lifes challenges by looking for effective ways to resolve conflict and come up with creative solutions to problems. It might not be easy, but the positive impact it will have on your mental, emotional, and physical health will be well worth it. It takes practice; lots of practice. This is not a step-by-step process that you can complete and be done with. Instead, it involves a lifelong commitment to looking inside yourself and being willing to challenge negative thoughts and make positive changes.

Atomic Bombs and How They Work

There are two types of atomic explosions that can be facilitated by Uranium-235: fission and fusion. Fission, simply put, is a nuclear reaction in which an atomic nucleus splits into fragments (usually two fragments of comparable mass) all the while emitting 100 million to several hundred million volts of energy. This energy is expelled explosively and violently in the atomic bomb. A fusion reaction, on the other hand, is usually started with a fission reaction. But unlike the fission (atomic) bomb, the fusion (hydrogen) bomb derives its power from the fusing of nuclei of various hydrogen isotopes into helium nuclei. Atomic Bombs This article discusses the A-bomb or atomic bomb. The massive power behind the reaction in an atomic bomb arises from the forces that hold the atom together. These forces are akin to, but not quite the same as, magnetism. About Atoms Atoms are comprised of various numbers and combinations of the three sub-atomic particles: protons, neutrons, and electrons. Protons and neutrons cluster together to form the nucleus (central mass) of the atom while the electrons orbit the nucleus, much like planets around a sun. It is the balance and arrangement of these particles that determine the stability of the atom. Splitability Most elements have very stable atoms which are impossible to split except by bombardment in particle accelerators. For all practical purposes, the only natural element whose atoms can be split easily is uranium, a heavy metal with the largest atom of all natural elements and an unusually high neutron-to-proton ratio. This higher ratio does not enhance its splitability, but it does have an important bearing on its ability to facilitate an explosion, making uranium-235 an exceptional candidate for nuclear fission. Uranium Isotopes There are two naturally-occurring isotopes of uranium. Natural uranium consists mostly of isotope U-238, with 92 protons and 146 neutrons (92146238) contained in each atom. Mixed with this is a 0.6% accumulation of U-235, with only 143 neutrons per atom. The atoms of this lighter isotope can be split, thus it is fissionable and useful in making atomic bombs. Neutron-heavy U-238 has a role to play in the atomic bomb as well since its neutron-heavy atoms can deflect stray neutrons, preventing an accidental chain reaction in a uranium bomb and keeping neutrons contained in a plutonium bomb. U-238 can also be saturated to produce plutonium (Pu-239), a man-made radioactive element also used in atomic bombs. Both isotopes of uranium are naturally radioactive; their bulky atoms disintegrating over time. Given enough time (hundreds of thousands of years), uranium will eventually lose so many particles that it will turn into lead. This process of decay can be greatly accelerated in what is known as a chain reaction. Instead of disintegrating naturally and slowly, the atoms are forcibly split by bombardment with neutrons. Chain Reactions A blow from a single neutron is enough to split the less-stable U-235 atom, creating atoms of smaller elements (often barium and krypton) and releasing heat and gamma radiation (the most powerful and lethal form of radioactivity). This chain reaction occurs when spare neutrons from this atom fly out with sufficient force to split other U-235 atoms that they come in contact with. In theory, it is necessary to split only one U-235 atom, which will release neutrons that will split other atoms, which will release neutrons ... and so on. This progression is not arithmetic; it is geometric and takes place within a millionth of a second. The minimum amount to start a chain reaction as described above is known as supercritical mass. For pure U-235, it is 110 pounds (50 kilograms). No uranium is ever quite pure, however, so in reality more will be needed, such as U-235, U-238, and Plutonium. About Plutonium Uranium is not the only material used for making atomic bombs. Another material is the Pu-239 isotope of the man-made element plutonium. Plutonium is only found naturally in minute traces, so useable amounts must be produced from uranium. In a nuclear reactor, uraniums heavier U-238 isotope can be forced to acquire extra particles, eventually becoming plutonium. Plutonium will not start a fast chain reaction by itself, but this problem is overcome by having a neutron source or highly radioactive material that gives off neutrons faster than the plutonium itself. In certain types of bombs, a mixture of the elements Beryllium and Polonium is used to bring about this reaction. Only a small piece is needed (supercritical mass is about 32 pounds, though as little as 22 can be used). The material is not fissionable in and of itself but merely acts as a catalyst to the greater reaction.

Rhetorical Analysis Of The Backlash Against Serial And...

Rhetorical Analysis In his passionately written article â€Å"The Backlash Against Serial—and Why It’s Wrong,† author Conor Friedersdorf comes to the podcast’s defense following the harsh criticisms that have been thrown at Serial since its debut. Serial is a spinoff series from parent podcast This American Life, which details the investigation and reinvestigation of a brutal 1999 murder involving high school lovers of the Baltimore area. Friedersdorf’s piece not only comes to defend Serial’s honor, but it also fights back and grapples with these disparagements thrown at the podcast. In particular, the accused transgressions from fellow writers Jay Caspian Kang in his own work â€Å"Serial and White Reporter Privilege† and Jeff Yang’s post from Quartz. In my judgement, Friedersdorf does an excellent job refuting Kang’s and Yang’s opposing views and persuading his audience that Serial is innocent of the accused wron gdoings. What are these wrongdoings you ask? Kang claims that Serial is not so much about the cold case it is investigating, but more so the producer and narrator, Sarah Koenig’s, fixation on the case. He also believes that while Koenig may be well intentioned, she is interpreting and making assumptions on facts of the lives of people within minority communities involved with the case. Another writer, Yang asserts that This American Life’s method of narrative journalism displays â€Å"cultural clumsiness† (Yang qtd. Friedersdorf). Friedersdorf argues that these allegations

IPT Marketing Technology Free Essays

Once IPT’s website is complete, the company will have a fantastic opportunity to use several simple tools in order to capture data on its customer base. An online sign-up form in which customers input key data along with their Email address will be instrumental in fine-tuning marketing efforts which target specific markets. Permission-based Email marketing will involve sending promotional messages to the list of addresses in the database at least once monthly. We will write a custom essay sample on IPT Marketing Technology or any similar topic only for you Order Now Asking all customers to complete a short, online survey form after placement of an order or at various random times as consumers are browsing the site will direct IPT’s efforts to create a more satisfactory experience for the customer from a service standpoint. The website can also be configured to provide an online ordering system for commercial customers, making it easier and more convenient for them to place orders. Spreadsheets can also be used in conjunction with existing sales software. By assigning customer numbers and tracking purchases, IPT will be able to determine its best customers in terms of buying frequency and dollar amounts. Spreadsheets can be created to track the spending habits of retail, corporate and wholesale customers as well as show trends relating to business levels throughout the year, also known as a â€Å"recency frequency monetary value† tool (Alexander, 2007). In this way, IPT will have a strong foundation on which to base marketing promotions after a year or less of tracking. Creating a database of information from each customer will also aid in retention of loyal customers. CRM principles are based on a foundation of knowing the customer at the most intimate level possible and then using this information to align benefits with consumer needs (Alexander, 2007). As IPT expands geographically, the purchase of CRM software specifically designed to be used in a networked system will be a necessity. Such software will also contain report-building features so that IPT is able to analyze the data in several different ways. Eventually, IPT will want to develop its own, unique loyalty program with incentives offered to its top percentage of customers. Incentives do not need to be monetary-based, but can be as simple as tracking occasions when the customer may want to send gifts, such as relative’s birthdays, etc. References Alexander, Peter (July, 2007). â€Å"Use Data to Build Customer Loyalty†. Retrieved February 5, 2008 from the Entrepreneur.com Website: http://www.entrepreneur.com/technology/techtrendscolumnistpeteralexander/article182362.html.    How to cite IPT Marketing Technology, Essay examples

Budget and Finance Coffee Cafe coffee Bar

Question: Describe about the Executive Summary ,Calculation of Start-up Costs and Other Budgeted Projections and Assumptions of the presentation to the Bank of Coffee Cafe coffee bar? Answer: Executive Summary Coffee Cafe coffee bar aims at becoming the daily necessity of the local addicts. This will be a place for the consumers to relax so that they can escape the daily stress from their life. The coffee shop will be a comfortable place to meet up with friends, family. One can have a sip of coffee while reading the book (Pinson, 2008). There is growing demand for coffee which is of high quality. The service of the coffee shop will be satisfactory. The coffee shop will capitalize on its proximity to the University of Sydney campus so that it can build a core group of customers who will be repeat customers. The Coffee Caf has decided its venue in the populated areas of Sydney in order to build a core of repeat customers. The coffee shop will build strength of repeat customers (McKeever, 2002). The coffees will be complemented with pastries and other snacks. The customers can read free books so that they can enjoy their visit in the coffee shop (BBC News, 2014). The coffee shop will operate in a 1500 square foot area and it will be located in close proximity to the University of Sydney. The place has been secured by the owners with a lease for a period of three years. The owner of the coffee shop will invest $140000 for the initial start up of the business. The total capital required for the coffee shop is $170000 for starting the business. The coffee shop will obtain the remaining capital from Bank of Australia via commercial loans (V.T., 2014). The company has estimated the revenue from sales for the financial year 2015 to financial year 2017. The sales revenue for the year 2015 will be $584000 in the year 2015 and the sales revenue will reach to $706000 in the year 2017. The Coffee Caf bar will keep a marginal gross profit of around 65% in the three years. The operating expenses will be reasonable and there will be a significant increase in the net profit during the period of three years. The objective of the coffee shop for the first year of operations is to become the best new coffee shop in the locality of Sydney. The coffee shop will be set up in the close proximity of the busy street of Sydney so that it can address to a maximum customers. The college students will be potential customers of the coffee shop (Wagen and Goonetilleke, 2015). The coffee shop will turn profits in the first month of operation. The coffee shop will maintain the gross margin of 43%. The key success of the business of the Coffee shop will depen d on the design of the store, the quality of coffee offered to the customers. The ambience of the coffee shop is crucial for the growth of the coffee shop business. The coffee shop will be visually attractive for the customers and they are designed for the efficiency of operations of the coffee shop (Sanchez, 2014). The employees of the coffee shop will be trained properly to ensure that the coffee preparation techniques are top class and maintains the standards with the best coffee shop in Australia (Thomsen, 2015). The marketing strategies of the coffee shop will aim to build a solid base of loyal customers. The organization will aim at maximizing its sales (entrepreneur.com, 2015). The products with high margin such as expresso will be sold keeping high margin. The major expenses of the company will be incurred in legal expenses as accounting services amounting to $1300. The coffee shop has to spend on marketing promotion expenses for the opening of the coffee shop (Kerner, 2015) . Additional charges have to be paid to the consultants for helping the set up of the coffee shop. Expenses will be made for insurance, prepaid rent, remodeling of the premises and other expenses in stationery and phone utility deposits (Beanhunter, 2015). The Coffee Caf shop will be located in the ground floor of the commercial building near University of Sydney (Awe, n.d.). The owner will take the lease of the building for one year. The lease contract will be renewed for three years at a fixed rate that will be executed by Coffee Caf depending on the financial strength of the business. The property will be located in the commercial area in the near proximity of the University campus (BBC News, 2014). The interior design of the coffee shop will portray a clean interior design. The dcor will be modern wooden dcor (BizPlanDB, 2015). The quality of the coffee and the snacks will be one of the best in Australia. It will be an eclectic place where the people can relax and enjoy a cup of coffee (web.uvic.ca, 2015). The window display of the coffee shop will be clear so that the customers sitting at the coffee shop will have a clear view of the passerby while enjoying their beverages (Urbanspoon, 2015). Calculation of Start-up Costs and Other Budgeted Projections Budgeted Cash Flow Statement Cash received from Operations Cash Sales $ 548,000.00 $ 624,000.00 $ 705,640.00 Additional cash received Receipt of Sales Tax , GST / VAT $ - $ - $ - Current Net borrowing $ - $ - $ - New interest free liabilities $ - $ - $ - New long term liabilities $ - $ - $ - Current Assets sale $ - $ - $ - Long term assets sale $ - $ - $ - Receipt of New investment $ - $ - $ - Sub Total receipt of cash $ 548,000.00 $ 624,000.00 $ 705,640.00 Expenditure Expenditure of Operations Cash Spending $ 126,400.00 $ 134,800.00 $ 154,155.00 Payment of Bills $ 327,856.00 $ 388,751.00 $ 402,954.00 Subtotal operation expenses $ 454,256.00 $ 523,551.00 $ 557,109.00 Repayment of Principal of Current Borrowing $ 3,300.00 $ 3,300.00 $ 3,300.00 Principal Repayment for long term liabilities $ - $ 3,858.00 $ 3,691.00 Long term asset purchase $ - $ 2,000.00 $ 2,000.00 Dividends $ - $ - $ - Subtotal cash spent $ 457,556.00 $ 532,709.00 $ 566,100.00 Net flow of cash $ 90,444.00 $ 91,291.00 $ 139,540.00 Budgeted Profit and Loss January May June July August September October November December Sales $ 40,000.00 $ 47,000.00 $ 47,000.00 $ 47,000.00 $ 47,000.00 $ 48,000.00 $ 49,000.00 $ 51,000.00 $ 53,000.00 Direct Cost of Sales $ 14,500.00 $ 15,500.00 $ 15,750.00 $ 16,000.00 $ 16,250.00 $ 16,500.00 $ 16,750.00 $ 17,000.00 $ 17,250.00 Gross Margin $ 25,500.00 $ 31,500.00 $ 31,250.00 $ 31,000.00 $ 30,750.00 $ 31,500.00 $ 32,250.00 $ 34,000.00 $ 35,750.00 Gross Margin % 76% 66% 66% 65% 67% 67% 69% 70% 67% Expenses Payroll $ 10,833.00 $ 10,833.00 $ 10,833.00 $ 10,833.00 $ 10,833.00 $ 10,833.00 $ 10,833.00 $ 10,833.00 $ 10,833.00 Sales and Marketing $ 2,250.00 $ 2,250.00 $ 2,250.00 $ 2,250.00 $ 2,250.00 $ 2,250.00 $ 2,250.00 $ 2,250.00 $ 2,250.00 Depreciation $ 432.50 $ 432.50 $ 432.50 $ 432.50 $ 432.50 $ 432.50 $ 432.50 $ 432.50 $ 432.50 Rent $ - $ 4,120.00 $ 4,120.00 $ 4,120.00 $ 4,120.00 $ 4,120.00 $ 4,120.00 $ 4,120.00 $ 4,120.00 Maintenance $ 400.00 $ 600.00 $ 650.00 $ 700.00 $ 750.00 $ 800.00 $ 850.00 $ 900.00 $ 950.00 Utilities $ 717.00 $ 717.00 $ 717.00 $ 717.00 $ 717.00 $ 717.00 $ 717.00 $ 717.00 $ 717.00 Payroll Tax @ 12.5% $ 1,354.13 $ 1,354.13 $ 1,354.13 $ 1,354.13 $ 1,354.13 $ 1,354.13 $ 1,354.13 $ 1,354.13 $ 1,354.13 Total Operating Expenses $ 15,986.63 $ 20,306.63 $ 20,356.63 $ 20,406.63 $ 20,456.63 $ 20,506.63 $ 20,556.63 $ 20,606.63 $ 20,656.63 Profit before Tax $ 9,513.38 $ 11,193.38 $ 10,893.38 $ 10,593.38 $ 10,293.38 $ 10,993.38 $ 11,693.38 $ 13,393.38 $ 15,093.38 Interest expense $ 247.00 $ 239.00 $ 237.00 $ 235.00 $ 233.00 $ 231.00 $ 229.00 $ 227.00 $ 225.00 Tax Burden @10% $ 951.34 $ 1,119.34 $ 1,089.34 $ 1,059.34 $ 1,029.34 $ 1,099.34 $ 1,169.34 $ 1,339.34 $ 1,509.34 Net Profit $ 8,315.04 $ 9,835.04 $ 9,567.04 $ 9,299.04 $ 9,031.04 $ 9,663.04 $ 10,295.04 $ 11,827.04 $ 13,359.04 Net Profit Percentage 21% 21% 20% 20% 19% 20% 21% 23% 25% Budgeted Balance Sheet January February March April May June July August September October November December Assets Current Assets Inventory $15,027.00 $16,400.00 $16,325.00 $17,480.00 $17,480.00 $17,480.00 $18,864.00 $20,010.00 $22,175.00 $22,354.00 $24,135.00 $25,600.00 Cash $66,123.00 $94,736.00 $106,966.00 $114,462.00 $121,235.00 $129,127.00 $137,020.00 $144,914.00 $152,811.00 $161,679.00 $172,596.00 $184,211.00 Other current assets $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Total current Assets $81,150.00 $111,136.00 $123,291.00 $131,942.00 $138,715.00 $146,607.00 $155,884.00 $164,924.00 $174,986.00 $184,033.00 $196,731.00 $209,811.00 Long term Assets Long term assets $58,160.00 $58,160.00 $58,160.00 $58,160.00 $58,160.00 $58,160.00 $58,160.00 $58,160.00 $58,160.00 $58,160.00 $58,160.00 $58,160.00 Depreciation $0.00 $430.00 $645.00 $967.50 $1,451.25 $2,176.88 $3,265.31 $4,897.97 $7,346.95 $11,020.43 $16,530.64 $24,795.97 Total Long term assets $58,160.00 $58,590.00 $58,805.00 $59,127.50 $59,611.25 $60,336.88 $61,425.31 $63,057.97 $65,506.95 $69,180.43 $74,690.64 $82,955.97 Total Assets $139,310.00 $169,726.00 $182,096.00 $191,069.50 $198,326.25 $206,943.88 $217,309.31 $227,981.97 $240,492.95 $253,213.43 $271,421.64 $292,766.97 Liabilities and Capital Current Liabilities Current Borrowing $11,000.00 $10,850.00 $10,700.00 $10,550.00 $10,400.00 $10,250.00 $10,100.00 $9,950.00 $9,800.00 $9,650.00 $9,500.00 $9,350.00 Accounts Payable $0.00 $20,118.00 $24,118.00 $28,118.00 $32,118.00 $36,118.00 $40,118.00 $44,118.00 $48,118.00 $52,118.00 $56,118.00 $60,118.00 Total current liabilities $11,000.00 $30,968.00 $34,818.00 $38,668.00 $42,518.00 $46,368.00 $50,218.00 $54,068.00 $57,918.00 $61,768.00 $65,618.00 $69,468.00 Long term liabilities $21,000.00 $21,000.00 $21,000.00 $21,000.00 $21,000.00 $21,000.00 $21,000.00 $21,000.00 $21,000.00 $21,000.00 $21,000.00 $21,000.00 Total Liabilities $32,000.00 $51,968.00 $55,818.00 $59,668.00 $63,518.00 $67,368.00 $71,218.00 $75,068.00 $78,918.00 $82,768.00 $86,618.00 $90,468.00 Paid in capital $130,500.00 $130,500.00 $130,500.00 $130,500.00 $130,500.00 $130,500.00 $130,500.00 $130,500.00 $130,500.00 $130,500.00 $130,500.00 $130,500.00 Earnings $0.00 $6,963.00 $7,102.26 $7,528.40 $7,980.10 $8,458.91 $8,966.44 $9,504.43 $10,074.69 $10,679.17 $11,319.92 $11,999.12 Total Capital $130,500.00 $137,463.00 $137,602.26 $138,028.40 $138,480.10 $138,958.91 $139,466.44 $140,004.43 $140,574.69 $141,179.17 $141,819.92 $142,499.12 Total Capital and Liabilities $162,500.00 $189,431.00 $193,420.26 $197,696.40 $201,998.10 $206,326.91 $210,684.44 $215,072.43 $219,492.69 $223,947.17 $228,437.92 $232,967.12 Net Worth $293,000.00 $326,894.00 $331,022.52 $335,724.79 $340,478.20 $345,285.81 $350,150.88 $355,076.85 $360,067.38 $365,126.35 $370,257.85 $375,466.24 Assumptions of the presentation to the Bank 1. The coffee shop will be set up in the close proximity of University of Sydney. It will be located in the busy streets of Sydney to attract mass of customers mostly comprising of college students who will form repeat customers. 2. The profit of the coffee shop for the first three years has been presented. The net profit margin will be 9.15% in the first year, 14.61% in the second year and 19.59% in the third year. The gross profit margin will reach to around 65% in the three years. References Awe, S. (n.d.).The entrepreneur's information sourcebook. BBC News, (2014).Deadly end to Sydney cafe siege. [online] Available at: https://www.bbc.com/news/world-australia-30485355 [Accessed 26 Feb. 2015]. BBC News, (2014).Gunman holds Sydney cafe hostages. [online] Available at: https://www.bbc.com/news/world-australia-30473983 [Accessed 26 Feb. 2015]. Beanhunter, (2015).Sydney, Australia. [online] Available at: https://www.beanhunter.com/australia/new-south-wales/sydney [Accessed 26 Feb. 2015]. 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V.T., (2014).Jumpstart Your Coffeeshop Business. Wagen, L. and Goonetilleke, A. (2015).Hospitality Management, Strategy and Operations. pp.500-600. web.uvic.ca, (2015).Coffee Shops. [online] Available at: https://web.uvic.ca/~pcourty/8.pdf [Accessed 26 Feb. 2015].